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Just Mortgages Direct Limited
Just Mortgages Direct Limited is an active company incorporated on 9 August 1989 with the registered office located in Colchester, Essex. Just Mortgages Direct Limited was registered 36 years ago.
Watch Company
Status
Active
Active since
incorporation
Company No
02412345
Private limited company
Age
36 years
Incorporated
9 August 1989
Size
Medium
Turnover is under
£54M
Under
250 employees
Confirmation
Submitted
Dated
31 July 2025
(1 month ago)
Next confirmation dated
31 July 2026
Due by
14 August 2026
(11 months remaining)
Last change occurred
1 year ago
Accounts
Submitted
For period
1 Jan
⟶
31 Dec 2024
(1 year)
Accounts type is
Full
Next accounts for period
31 December 2025
Due by
30 September 2026
(1 year remaining)
Learn more about Just Mortgages Direct Limited
Contact
Address
Colwyn House
Sheepen Place
Colchester
Essex
CO3 3LD
Same address for the past
15 years
Companies in CO3 3LD
Telephone
01206812395
Email
Available in Endole App
Website
Haybrook.com
See All Contacts
People
Officers
5
Shareholders
1
Controllers (PSC)
1
Mr Matthew John Phillips
Director • Financial Services Director • British • Lives in UK • Born in Nov 1963
Mr Antony Tobias Lark
Director • British • Lives in UK • Born in Sep 1972
Sarah Margaret Elaine Thomson
Director • Finance Director • British • Lives in England • Born in Apr 1974
Mr Mark Edward Hurdle
Director • Financial Officer • British • Lives in England • Born in Aug 1966
Paul Alick Smith
Secretary • British • Lives in England • Born in Oct 1960
See Key People
Shareholders, PSCs & Group Structure
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Mutual Companies
Spicerhaart Group Limited
Paul Alick Smith, , and 2 more are mutual people.
Active
Spicerhaart Residential Lettings Limited
Paul Alick Smith, , and 1 more are mutual people.
Active
Haart Limited
Mr Mark Edward Hurdle and Paul Alick Smith are mutual people.
Active
Howards (Estate Agents) Limited
Paul Alick Smith, Mr Antony Tobias Lark, and 1 more are mutual people.
Active
Spicerhaart Professional Services Limited
Paul Alick Smith and are mutual people.
Active
Spicerhaart Estate Agents Limited
Paul Alick Smith and are mutual people.
Active
Mortgages Direct Limited
Paul Alick Smith and Mr Antony Tobias Lark are mutual people.
Active
Butters John Bee Limited
Paul Alick Smith and Mr Mark Edward Hurdle are mutual people.
Active
See All Mutual Companies
Brands
Black and Golds Mortgages
Black and Golds Mortgages offers mortgage, protection, and insurance advice.
Howards Estate and Lettings Agents
Howards is an Estate and Letting Agent in Norfolk and North Suffolk, established in 1926.
Right Choice Mortgages
Right Choice Mortgages is a mortgage broker providing mortgage, protection, and insurance advice.
Your Mortgage Approved
Your Mortgage Approved offers mortgage, protection, and insurance advice, focusing on the mortgage process for clients.
See 14 Brands
Financials
Net Assets, Total Assets & Total Liabilities (2015–2024)
Period Ended
31 Dec 2024
For period
31 Dec
⟶
31 Dec 2024
Traded for
12 months
Cash in Bank
£994K
Increased by £113K (+13%)
Turnover
£45.55M
Increased by £4.15M (+10%)
Employees
235
Decreased by 6 (-2%)
Total Assets
£9.21M
Decreased by £717K (-7%)
Total Liabilities
-£5.21M
Increased by £970K (+23%)
Net Assets
£4M
Decreased by £1.69M (-30%)
Debt Ratio (%)
57%
Increased by 13.85% (+32%)
See 10 Year Full Financials
Latest Activity
Sarah Margaret Elaine Thomson Appointed
10 Days Ago on 28 Aug 2025
Full Accounts Submitted
11 Days Ago on 27 Aug 2025
Confirmation Submitted
19 Days Ago on 19 Aug 2025
Full Accounts Submitted
1 Year Ago on 29 Aug 2024
Confirmation Submitted
1 Year Ago on 13 Aug 2024
Paul Alick Smith (PSC) Resigned
1 Year 9 Months Ago on 1 Dec 2023
Haybrook Holdings Limited (PSC) Resigned
1 Year 9 Months Ago on 1 Dec 2023
Spicerhaart Group Limited (PSC) Details Changed
1 Year 10 Months Ago on 19 Oct 2023
Full Accounts Submitted
2 Years Ago on 1 Sep 2023
Confirmation Submitted
2 Years 1 Month Ago on 31 Jul 2023
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See All Credit Score & Limits
Documents
Appointment of Sarah Margaret Elaine Thomson as a director on 28 August 2025
Submitted on 1 Sep 2025
Full accounts made up to 31 December 2024
Submitted on 27 Aug 2025
Confirmation statement made on 31 July 2025 with no updates
Submitted on 19 Aug 2025
Change of details for Spicerhaart Group Limited as a person with significant control on 19 October 2023
Submitted on 6 Jun 2025
Cessation of Paul Alick Smith as a person with significant control on 1 December 2023
Submitted on 27 May 2025
Cessation of Haybrook Holdings Limited as a person with significant control on 1 December 2023
Submitted on 27 May 2025
Full accounts made up to 31 December 2023
Submitted on 29 Aug 2024
Confirmation statement made on 31 July 2024 with updates
Submitted on 13 Aug 2024
Full accounts made up to 31 December 2022
Submitted on 1 Sep 2023
Confirmation statement made on 31 July 2023 with updates
Submitted on 31 Jul 2023
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Repayment History
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