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V12 Retail Finance Limited
V12 Retail Finance Limited is an active company incorporated on 8 November 2002 with the registered office located in Solihull, West Midlands. V12 Retail Finance Limited was registered 22 years ago.
Watch Company
Status
Active
Active since
incorporation
Company No
04585692
Private limited company
Age
22 years
Incorporated
8 November 2002
Size
Medium
Turnover is under
£54M
Balance sheet is under
£27M
Under
250 employees
Confirmation
Submitted
Dated
8 November 2024
(11 months ago)
Next confirmation dated
8 November 2025
Due by
22 November 2025
(1 month remaining)
Last change occurred
8 years ago
Accounts
Submitted
For period
1 Jan
⟶
31 Dec 2024
(1 year)
Accounts type is
Full
Next accounts for period
31 December 2025
Due by
30 September 2026
(11 months remaining)
Learn more about V12 Retail Finance Limited
Contact
Update Details
Address
Yorke House
Arleston Way
Solihull
B90 4LH
United Kingdom
Address changed on
29 Jun 2023
(2 years 3 months ago)
Previous address was
One Arleston Way Shirley Solihull West Midlands B90 4LH
Companies in B90 4LH
Telephone
02920468900
Email
Available in Endole App
Website
V12retailfinance.com
See All Contacts
People
Officers
5
Shareholders
1
Controllers (PSC)
1
Andrew Charles Phillips
Director • British • Lives in UK • Born in Jan 1976
Mrs Rachel Michelle Lawrence
Director • Chartered Accountant • British • Lives in UK • Born in Mar 1970
Ian Corfield
Director • Chief Executive Officer • British • Lives in England • Born in Nov 1971
David Andrew McCreadie
Director • Chief Executive Officer • British • Lives in UK • Born in May 1969
Mrs Lisa Jane Daniels
Secretary
See Key People
Shareholders, PSCs & Group Structure
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Mutual Companies
V12 Personal Finance Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 2 more are mutual people.
Active
V12 Finance Group Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 2 more are mutual people.
Active
Secure Trust Bank Public Limited Company
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
Secure Homes Services Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
STB Leasing Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
Debt Managers (Services) Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
Apptopay Ltd
Mrs Rachel Michelle Lawrence and Andrew Charles Phillips are mutual people.
Active
Open Banking Reporting Limited
David Andrew McCreadie is a mutual person.
Dissolved
See All Mutual Companies
Brands
Andertons Music Co.
Andertons Music Co.
V12 Retail Finance
V12 Retail Finance provides financing solutions that allow customers to pay for their purchases in flexible ways.
AppToPay
AppToPay is a financial service that allows customers to manage their credit applications and finance products.
Financials
Net Assets, Total Assets & Total Liabilities (2015–2024)
Period Ended
31 Dec 2024
For period
31 Dec
⟶
31 Dec 2024
Traded for
12 months
Cash in Bank
£403K
Decreased by £82K (-17%)
Turnover
£32.03M
Increased by £1.66M (+5%)
Employees
245
Increased by 7 (+3%)
Total Assets
£15.22M
Increased by £1.27M (+9%)
Total Liabilities
-£4.76M
Increased by £1.18M (+33%)
Net Assets
£10.46M
Increased by £88K (+1%)
Debt Ratio (%)
31%
Increased by 5.63% (+22%)
See 10 Year Full Financials
Latest Activity
Mr Ian Corfield Appointed
2 Months Ago on 15 Aug 2025
David Andrew Mccreadie Resigned
2 Months Ago on 15 Aug 2025
Full Accounts Submitted
2 Months Ago on 11 Aug 2025
Confirmation Submitted
11 Months Ago on 15 Nov 2024
Full Accounts Submitted
1 Year 2 Months Ago on 28 Jul 2024
Mrs Lisa Jane Daniels Appointed
1 Year 6 Months Ago on 2 Apr 2024
Mr Andrew Charles Phillips Appointed
1 Year 6 Months Ago on 1 Apr 2024
Nicholas Jon Davies Resigned
1 Year 7 Months Ago on 29 Feb 2024
Mark Philip David Stevens Resigned
1 Year 8 Months Ago on 9 Feb 2024
Confirmation Submitted
1 Year 11 Months Ago on 8 Nov 2023
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See All Credit Score & Limits
Documents
Termination of appointment of David Andrew Mccreadie as a director on 15 August 2025
Submitted on 18 Aug 2025
Appointment of Mr Ian Corfield as a director on 15 August 2025
Submitted on 18 Aug 2025
Full accounts made up to 31 December 2024
Submitted on 11 Aug 2025
Confirmation statement made on 8 November 2024 with no updates
Submitted on 15 Nov 2024
Full accounts made up to 31 December 2023
Submitted on 28 Jul 2024
Appointment of Mr Andrew Charles Phillips as a director on 1 April 2024
Submitted on 5 Apr 2024
Appointment of Mrs Lisa Jane Daniels as a secretary on 2 April 2024
Submitted on 5 Apr 2024
Termination of appointment of Nicholas Jon Davies as a director on 29 February 2024
Submitted on 27 Mar 2024
Termination of appointment of Mark Philip David Stevens as a secretary on 9 February 2024
Submitted on 14 Feb 2024
Confirmation statement made on 8 November 2023 with no updates
Submitted on 8 Nov 2023
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Repayment History
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See All Charges & CCJs