ContactCredit ReportFinancialsPeopleOwnershipLatest ActivityMutual CompaniesDocumentsRepayment History

V12 Retail Finance Limited

V12 Retail Finance Limited is an active company incorporated on 8 November 2002 with the registered office located in Solihull, West Midlands. V12 Retail Finance Limited was registered 22 years ago.
Status
Active
Active since incorporation
Company No
04585692
Private limited company
Age
22 years
Incorporated 8 November 2002
Size
Medium
Turnover is under £54M
Balance sheet is under £27M
Under 250 employees
Confirmation
Submitted
Dated 8 November 2024 (11 months ago)
Next confirmation dated 8 November 2025
Due by 22 November 2025 (1 month remaining)
Last change occurred 8 years ago
Accounts
Submitted
For period 1 Jan31 Dec 2024 (1 year)
Accounts type is Full
Next accounts for period 31 December 2025
Due by 30 September 2026 (11 months remaining)
Address
Yorke House
Arleston Way
Solihull
B90 4LH
United Kingdom
Address changed on 29 Jun 2023 (2 years 3 months ago)
Previous address was One Arleston Way Shirley Solihull West Midlands B90 4LH
Telephone
02920468900
Email
Available in Endole App
People
Officers
5
Shareholders
1
Controllers (PSC)
1
Director • British • Lives in UK • Born in Jan 1976
Director • Chartered Accountant • British • Lives in UK • Born in Mar 1970
Director • Chief Executive Officer • British • Lives in England • Born in Nov 1971
Director • Chief Executive Officer • British • Lives in UK • Born in May 1969
Shareholders, PSCs & Group Structure
See who truly controls a company with full PSC, Shareholder, and Group Structure exploration
Mutual Companies
V12 Personal Finance Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 2 more are mutual people.
Active
V12 Finance Group Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 2 more are mutual people.
Active
Secure Trust Bank Public Limited Company
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
Secure Homes Services Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
STB Leasing Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
Debt Managers (Services) Limited
David Andrew McCreadie, Mrs Rachel Michelle Lawrence, and 1 more are mutual people.
Active
Apptopay Ltd
Mrs Rachel Michelle Lawrence and Andrew Charles Phillips are mutual people.
Active
Open Banking Reporting Limited
David Andrew McCreadie is a mutual person.
Dissolved
Brands
Andertons Music Co.
Andertons Music Co.
V12 Retail Finance
V12 Retail Finance provides financing solutions that allow customers to pay for their purchases in flexible ways.
AppToPay
AppToPay is a financial service that allows customers to manage their credit applications and finance products.
Financials
Net Assets, Total Assets & Total Liabilities (2015–2024)
Period Ended
31 Dec 2024
For period 31 Dec31 Dec 2024
Traded for 12 months
Cash in Bank
£403K
Decreased by £82K (-17%)
Turnover
£32.03M
Increased by £1.66M (+5%)
Employees
245
Increased by 7 (+3%)
Total Assets
£15.22M
Increased by £1.27M (+9%)
Total Liabilities
-£4.76M
Increased by £1.18M (+33%)
Net Assets
£10.46M
Increased by £88K (+1%)
Debt Ratio (%)
31%
Increased by 5.63% (+22%)
Latest Activity
Mr Ian Corfield Appointed
2 Months Ago on 15 Aug 2025
David Andrew Mccreadie Resigned
2 Months Ago on 15 Aug 2025
Full Accounts Submitted
2 Months Ago on 11 Aug 2025
Confirmation Submitted
11 Months Ago on 15 Nov 2024
Full Accounts Submitted
1 Year 2 Months Ago on 28 Jul 2024
Mrs Lisa Jane Daniels Appointed
1 Year 6 Months Ago on 2 Apr 2024
Mr Andrew Charles Phillips Appointed
1 Year 6 Months Ago on 1 Apr 2024
Nicholas Jon Davies Resigned
1 Year 7 Months Ago on 29 Feb 2024
Mark Philip David Stevens Resigned
1 Year 8 Months Ago on 9 Feb 2024
Confirmation Submitted
1 Year 11 Months Ago on 8 Nov 2023
Get Credit Report
Discover V12 Retail Finance Limited's Credit Score, how much credit you can offer them, and how likely they are to repay you
Documents
Termination of appointment of David Andrew Mccreadie as a director on 15 August 2025
Submitted on 18 Aug 2025
Appointment of Mr Ian Corfield as a director on 15 August 2025
Submitted on 18 Aug 2025
Full accounts made up to 31 December 2024
Submitted on 11 Aug 2025
Confirmation statement made on 8 November 2024 with no updates
Submitted on 15 Nov 2024
Full accounts made up to 31 December 2023
Submitted on 28 Jul 2024
Appointment of Mr Andrew Charles Phillips as a director on 1 April 2024
Submitted on 5 Apr 2024
Appointment of Mrs Lisa Jane Daniels as a secretary on 2 April 2024
Submitted on 5 Apr 2024
Termination of appointment of Nicholas Jon Davies as a director on 29 February 2024
Submitted on 27 Mar 2024
Termination of appointment of Mark Philip David Stevens as a secretary on 9 February 2024
Submitted on 14 Feb 2024
Confirmation statement made on 8 November 2023 with no updates
Submitted on 8 Nov 2023
Repayment History
Understand how businesses repay their debts and see how they're performing year‐on‐year