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Credit Expert Ltd

Credit Expert Ltd is an active company incorporated on 24 March 2015 with the registered office located in Carlisle, Cumbria. Credit Expert Ltd was registered 10 years ago.
Status
Active
Active since 7 years ago
Company No
09506661
Private limited company
Age
10 years
Incorporated 24 March 2015
Size
Micro
Turnover is under £1M
Balance sheet is under £500,000
Under 10 employees
Confirmation
Submitted
Dated 24 March 2025 (5 months ago)
Next confirmation dated 24 March 2026
Due by 7 April 2026 (7 months remaining)
Last change occurred 5 years ago
Accounts
Submitted
For period 1 Apr ⟶ 31 Mar 2025 (12 months)
Accounts type is Unaudited Abridged
Next accounts for period 31 March 2026
Due by 31 December 2026 (1 year 3 months remaining)
Learn more about Credit Expert Ltd
Contact
Address
Pacific House Fletcher Way
Parkhouse
Carlisle
CA3 0LJ
England
Same address for the past 6 years
Telephone
07803550764
Email
Unreported
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People
Officers
2
Shareholders
1
Controllers (PSC)
1
Mr Craig William Murray
Director • Managing Director • Scottish • Lives in Scotland • Born in May 1958
Mr Stephen Morgan Dowdells
Director • Finance Director • Scottish • Lives in Scotland • Born in Apr 1963
Caledonian Consumer Finance Ltd
PSC
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Shareholders, PSCs & Group Structure
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Mutual Companies
Caledonian Consumer Finance Ltd
Mr Stephen Morgan Dowdells and Mr Craig William Murray are mutual people.
Active
Scott Consumer Finance Limited
Mr Stephen Morgan Dowdells and Mr Craig William Murray are mutual people.
Active
Career Development Finance Limited
Mr Craig William Murray is a mutual person.
Active
Caledonian Loans Limited
Mr Stephen Morgan Dowdells is a mutual person.
Active
Scott Motor Finance Ltd
Mr Stephen Morgan Dowdells is a mutual person.
Active
Lomond Consumer Finance Ltd
Mr Stephen Morgan Dowdells is a mutual person.
Active
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Financials
Net Assets, Total Assets & Total Liabilities (2016–2025)
Period Ended
31 Mar 2025
For period 31 Mar ⟶ 31 Mar 2025
Traded for 12 months
Cash in Bank
£1.44K
Increased by £474 (+49%)
Turnover
Unreported
Same as previous period
Employees
Unreported
Same as previous period
Total Assets
£8.48K
Increased by £6.52K (+332%)
Total Liabilities
-£22.8K
Increased by £17.92K (+368%)
Net Assets
-£14.32K
Decreased by £11.4K (+391%)
Debt Ratio (%)
269%
Increased by 20.24% (+8%)
See 10 Year Full Financials
Latest Activity
Abridged Accounts Submitted
17 Days Ago on 21 Aug 2025
Confirmation Submitted
5 Months Ago on 24 Mar 2025
Abridged Accounts Submitted
9 Months Ago on 21 Nov 2024
Confirmation Submitted
1 Year 5 Months Ago on 28 Mar 2024
Abridged Accounts Submitted
1 Year 8 Months Ago on 21 Dec 2023
Confirmation Submitted
2 Years 5 Months Ago on 30 Mar 2023
Abridged Accounts Submitted
2 Years 8 Months Ago on 21 Dec 2022
Confirmation Submitted
3 Years Ago on 26 Apr 2022
Abridged Accounts Submitted
3 Years Ago on 1 Dec 2021
Confirmation Submitted
4 Years Ago on 6 May 2021
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Get Credit Report
Discover Credit Expert Ltd's Credit Score, how much credit you can offer them, and how likely they are to repay you
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Documents
Unaudited abridged accounts made up to 31 March 2025
Submitted on 21 Aug 2025
Confirmation statement made on 24 March 2025 with no updates
Submitted on 24 Mar 2025
Unaudited abridged accounts made up to 31 March 2024
Submitted on 21 Nov 2024
Confirmation statement made on 24 March 2024 with no updates
Submitted on 28 Mar 2024
Unaudited abridged accounts made up to 31 March 2023
Submitted on 21 Dec 2023
Confirmation statement made on 24 March 2023 with no updates
Submitted on 30 Mar 2023
Unaudited abridged accounts made up to 31 March 2022
Submitted on 21 Dec 2022
Confirmation statement made on 24 March 2022 with no updates
Submitted on 26 Apr 2022
Unaudited abridged accounts made up to 31 March 2021
Submitted on 1 Dec 2021
Confirmation statement made on 24 March 2021 with no updates
Submitted on 6 May 2021
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Repayment History
Understand how businesses repay their debts and see how they're performing year‐on‐year
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