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Equity Release Mortgage Advice Ltd

Equity Release Mortgage Advice Ltd is an active company incorporated on 4 November 2015 with the registered office located in Hitchin, Hertfordshire. Equity Release Mortgage Advice Ltd was registered 9 years ago.
Status
Active
Active since 7 years ago
Company No
09856670
Private limited company
Age
9 years
Incorporated 4 November 2015
Size
Micro
Turnover is under £1M
Balance sheet is under £500,000
Under 10 employees
Confirmation
Submitted
Dated 29 June 2025 (4 months ago)
Next confirmation dated 29 June 2026
Due by 13 July 2026 (8 months remaining)
Last change occurred 1 year 4 months ago
Accounts
Submitted
For period 1 Apr ⟶ 31 Mar 2024 (1 year)
Accounts type is Total Exemption Full
Next accounts for period 31 March 2025
Due by 31 December 2025 (2 months remaining)
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Contact Update Details
Address
122 Whinbush Road
Hitchin
SG5 1PN
England
Address changed on 17 Sep 2025 (1 month ago)
Previous address was , 21a Churchyard, Hitchin, Hertfordshire, SG5 1HP, England
Telephone
01462455655
Email
Unreported
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People
Officers
2
Shareholders
2
Controllers (PSC)
1
Rory Rajan Joseph
Director • British • Lives in England • Born in Dec 1971
Sebastian Allen Murphy
Director • British • Lives in England • Born in Aug 1974
Charlie Puffin Group Ltd
PSC
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Shareholders, PSCs & Group Structure
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Mutual Companies
JLM Mortgage Network Ltd
Rory Rajan Joseph and Sebastian Allen Murphy are mutual people.
Active
JLM Master Brokers Hitchin Ltd
Rory Rajan Joseph and Sebastian Allen Murphy are mutual people.
Active
Charlie Puffin Group Limited
Rory Rajan Joseph and Sebastian Allen Murphy are mutual people.
Active
JLMMN Holding Limited
Rory Rajan Joseph and Sebastian Allen Murphy are mutual people.
Active
Abacus Accounting Technicians Limited
Sebastian Allen Murphy is a mutual person.
Active
Nott Pybus & Associates Limited
Rory Rajan Joseph is a mutual person.
Active
JLM Independent Wealth Management Ltd
Rory Rajan Joseph is a mutual person.
Active
JM Marylebone Limited
Rory Rajan Joseph is a mutual person.
Active
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Brands
Equity Release Mortgage Advice Ltd
Equity Release Mortgage Advice Ltd provides guidance on lifetime mortgages for homeowners aged 55 and over to access sums based on their property's value.
Financials
Net Assets, Total Assets & Total Liabilities (2017–2024)
Period Ended
31 Mar 2024
For period 31 Mar ⟶ 31 Mar 2024
Traded for 12 months
Cash in Bank
£1.58K
Increased by £1.58K (%)
Turnover
Unreported
Same as previous period
Employees
Unreported
Same as previous period
Total Assets
£1.58K
Decreased by £3.51K (-69%)
Total Liabilities
-£1.25K
Decreased by £1.55K (-55%)
Net Assets
£335
Decreased by £1.97K (-85%)
Debt Ratio (%)
79%
Increased by 23.97% (+44%)
See 10 Year Full Financials
Latest Activity
Charlie Puffin Group Ltd (PSC) Details Changed
7 Days Ago on 21 Oct 2025
Registered Address Changed
1 Month Ago on 17 Sep 2025
Confirmation Submitted
3 Months Ago on 9 Jul 2025
Mr Rory Rajan Joseph Details Changed
3 Months Ago on 8 Jul 2025
Charlie Puffin Group Ltd (PSC) Details Changed
3 Months Ago on 8 Jul 2025
Full Accounts Submitted
10 Months Ago on 31 Dec 2024
Confirmation Submitted
1 Year 4 Months Ago on 29 Jun 2024
Charlie Puffin Group Ltd (PSC) Appointed
1 Year 4 Months Ago on 14 Jun 2024
Rory Rajan Joseph (PSC) Resigned
1 Year 4 Months Ago on 14 Jun 2024
Sebastian Allen Murphy (PSC) Resigned
1 Year 4 Months Ago on 14 Jun 2024
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Documents
Change of details for Charlie Puffin Group Ltd as a person with significant control on 21 October 2025
Submitted on 21 Oct 2025
Registered office address changed from , 21a Churchyard, Hitchin, Hertfordshire, SG5 1HP, England to 122 Whinbush Road Hitchin SG5 1PN on 17 September 2025
Submitted on 17 Sep 2025
Confirmation statement made on 29 June 2025 with no updates
Submitted on 9 Jul 2025
Change of details for Charlie Puffin Group Ltd as a person with significant control on 8 July 2025
Submitted on 8 Jul 2025
Director's details changed for Mr Rory Rajan Joseph on 8 July 2025
Submitted on 8 Jul 2025
Total exemption full accounts made up to 31 March 2024
Submitted on 31 Dec 2024
Notification of Charlie Puffin Group Ltd as a person with significant control on 14 June 2024
Submitted on 4 Jul 2024
Cessation of Sebastian Allen Murphy as a person with significant control on 14 June 2024
Submitted on 4 Jul 2024
Cessation of Rory Rajan Joseph as a person with significant control on 14 June 2024
Submitted on 4 Jul 2024
Confirmation statement made on 29 June 2024 with updates
Submitted on 29 Jun 2024
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Repayment History
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