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Xcel Finance Ltd

Xcel Finance Ltd is an active company incorporated on 18 July 2017 with the registered office located in Lightwater, Surrey. Xcel Finance Ltd was registered 8 years ago.
Status
Active
Active since incorporation
Company No
10871707
Private limited company
Age
8 years
Incorporated 18 July 2017
Size
Micro
Turnover is under £1M
Balance sheet is under £500,000
Under 10 employees
Confirmation
Submitted
Dated 17 July 2025 (3 months ago)
Next confirmation dated 17 July 2026
Due by 31 July 2026 (9 months remaining)
No changes occurred since incorporation
Accounts
Submitted
For period 1 Aug31 Jul 2025 (12 months)
Accounts type is Micro Entity
Next accounts for period 31 July 2026
Due by 30 April 2027 (1 year 6 months remaining)
Address
10 High View Road
Lightwater
GU18 5YE
England
Same address for the past 4 years
Telephone
07791792475
Email
Available in Endole App
People
Officers
1
Shareholders
1
Controllers (PSC)
1
Director • British • Lives in England • Born in Feb 1985
Mr James Aled Lloyd
PSC • British • Lives in England • Born in Feb 1985
Shareholders, PSCs & Group Structure
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Mutual Companies
Properties By J And J Ltd
James Aled Lloyd is a mutual person.
Active
Brands
Xcel Commercial Finance
Xcel Commercial Finance is a finance broker that provides financial solutions for property professionals across the UK.
Financials
Net Assets, Total Assets & Total Liabilities (2018–2025)
Period Ended
31 Jul 2025
For period 31 Jul31 Jul 2025
Traded for 12 months
Cash in Bank
Unreported
Same as previous period
Turnover
Unreported
Same as previous period
Employees
1
Same as previous period
Total Assets
£49.37K
Decreased by £3.99K (-7%)
Total Liabilities
-£40.76K
Decreased by £11.63K (-22%)
Net Assets
£8.61K
Increased by £7.64K (+791%)
Debt Ratio (%)
83%
Decreased by 15.62% (-16%)
Latest Activity
Micro Accounts Submitted
1 Month Ago on 21 Aug 2025
Confirmation Submitted
2 Months Ago on 22 Jul 2025
Micro Accounts Submitted
1 Year Ago on 12 Oct 2024
Confirmation Submitted
1 Year 2 Months Ago on 25 Jul 2024
Micro Accounts Submitted
2 Years Ago on 6 Oct 2023
Confirmation Submitted
2 Years 2 Months Ago on 28 Jul 2023
Micro Accounts Submitted
2 Years 6 Months Ago on 30 Mar 2023
Confirmation Submitted
3 Years Ago on 21 Jul 2022
Micro Accounts Submitted
3 Years Ago on 29 Oct 2021
Mr James Aled Lloyd (PSC) Details Changed
4 Years Ago on 19 Feb 2021
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Documents
Micro company accounts made up to 31 July 2025
Submitted on 21 Aug 2025
Confirmation statement made on 17 July 2025 with no updates
Submitted on 22 Jul 2025
Micro company accounts made up to 31 July 2024
Submitted on 12 Oct 2024
Confirmation statement made on 17 July 2024 with no updates
Submitted on 25 Jul 2024
Change of details for Mr James Aled Lloyd as a person with significant control on 19 February 2021
Submitted on 25 Jul 2024
Micro company accounts made up to 31 July 2023
Submitted on 6 Oct 2023
Confirmation statement made on 17 July 2023 with no updates
Submitted on 28 Jul 2023
Micro company accounts made up to 31 July 2022
Submitted on 30 Mar 2023
Confirmation statement made on 17 July 2022 with no updates
Submitted on 21 Jul 2022
Micro company accounts made up to 31 July 2021
Submitted on 29 Oct 2021
Repayment History
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