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Brighter Lending Limited

Brighter Lending Limited is an active company incorporated on 7 June 2019 with the registered office located in Liverpool, Merseyside. Brighter Lending Limited was registered 6 years ago.
Status
Active
Active since 4 years ago
Company No
12038032
Private limited company
Age
6 years
Incorporated 7 June 2019
Size
Micro
Turnover is under £1M
Balance sheet is under £500,000
Under 10 employees
Confirmation
Submitted
Dated 17 June 2025 (3 months ago)
Next confirmation dated 17 June 2026
Due by 1 July 2026 (9 months remaining)
Last change occurred 1 year 3 months ago
Accounts
Submitted
For period 1 Nov31 Oct 2024 (1 year)
Accounts type is Micro Entity
Next accounts for period 31 October 2025
Due by 31 July 2026 (10 months remaining)
Address
C/O Ashurst Accountancy 17 Duke Street
Formby
Liverpool
L37 4AN
England
Same address for the past 4 years
Telephone
0151 4520079
Email
Unreported
Website
Unreported
People
Officers
2
Shareholders
7
Controllers (PSC)
1
Director • Accountant • British • Lives in England • Born in Sep 1985
Director • Solicitor • British • Lives in England • Born in May 1981
Mr John William Hughes
PSC • British • Lives in England • Born in May 1981
Shareholders, PSCs & Group Structure
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Mutual Companies
Brighter Mortgages Limited
Emma McConlough and John William Hughes are mutual people.
Active
Brighter Lending Series A Limited
Emma McConlough and John William Hughes are mutual people.
Active
Essential Finance Management Limited
Emma McConlough is a mutual person.
Active
Frevap Limited
Emma McConlough is a mutual person.
Active
Monthly Fi Limited
John William Hughes is a mutual person.
Active
Evayap Limited
Emma McConlough is a mutual person.
Active
Brighter Finance Group Limited
Emma McConlough is a mutual person.
Dissolved
Brighter Servicing Limited
Emma McConlough is a mutual person.
Dissolved
Brands
Toot Loans
Toot Loans provides unsecured personal loans between £1,000 and £35,000 for individuals who may have difficulty obtaining loans from traditional lenders.
Financials
Net Assets, Total Assets & Total Liabilities (2020–2024)
Period Ended
31 Oct 2024
For period 31 Oct31 Oct 2024
Traded for 12 months
Cash in Bank
Unreported
Same as previous period
Turnover
Unreported
Same as previous period
Employees
8
Increased by 1 (+14%)
Total Assets
£1.97M
Increased by £421.11K (+27%)
Total Liabilities
-£4.09M
Increased by £1.25M (+44%)
Net Assets
-£2.12M
Decreased by £824.09K (+64%)
Debt Ratio (%)
207%
Increased by 24.01% (+13%)
Latest Activity
Emma Mcconlough Resigned
1 Month Ago on 31 Aug 2025
Emma Mcconlough (PSC) Resigned
1 Month Ago on 31 Aug 2025
Micro Accounts Submitted
2 Months Ago on 16 Jul 2025
Confirmation Submitted
3 Months Ago on 26 Jun 2025
Micro Accounts Submitted
1 Year 2 Months Ago on 29 Jul 2024
Confirmation Submitted
1 Year 3 Months Ago on 17 Jun 2024
Confirmation Submitted
2 Years Ago on 7 Sep 2023
Micro Accounts Submitted
2 Years 3 Months Ago on 29 Jun 2023
Confirmation Submitted
2 Years 5 Months Ago on 13 Apr 2023
Confirmation Submitted
2 Years 7 Months Ago on 23 Feb 2023
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Documents
Cessation of Emma Mcconlough as a person with significant control on 31 August 2025
Submitted on 31 Aug 2025
Termination of appointment of Emma Mcconlough as a director on 31 August 2025
Submitted on 31 Aug 2025
Micro company accounts made up to 31 October 2024
Submitted on 16 Jul 2025
Confirmation statement made on 17 June 2025 with no updates
Submitted on 26 Jun 2025
Micro company accounts made up to 31 October 2023
Submitted on 29 Jul 2024
Confirmation statement made on 17 June 2024 with updates
Submitted on 17 Jun 2024
Confirmation statement made on 7 September 2023 with updates
Submitted on 7 Sep 2023
Micro company accounts made up to 31 October 2022
Submitted on 29 Jun 2023
Confirmation statement made on 13 April 2023 with updates
Submitted on 13 Apr 2023
Confirmation statement made on 23 February 2023 with updates
Submitted on 23 Feb 2023
Repayment History
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