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Sterling Financial Advice Ltd

Sterling Financial Advice Ltd is an active company incorporated on 13 May 2022 with the registered office located in Manchester, Greater Manchester. Sterling Financial Advice Ltd was registered 3 years ago.
Status
Active
Active since 2 years 1 month ago
Company No
14105344
Private limited company
Age
3 years
Incorporated 13 May 2022
Size
Micro
Turnover is under £1M
Balance sheet is under £500,000
Under 10 employees
Confirmation
Submitted
Dated 11 November 2025 (3 days ago)
Next confirmation dated 11 November 2026
Due by 25 November 2026 (1 year remaining)
Last change occurred 2 years 11 months ago
Accounts
Submitted
For period 1 Aug31 Jul 2024 (1 year)
Accounts type is Total Exemption Full
Next accounts for period 31 July 2025
Due by 30 April 2026 (5 months remaining)
Address
Sterling House
2-6 Market Place
Atherton
M46 0GG
United Kingdom
Same address since incorporation
Telephone
Unreported
Email
Unreported
Website
Unreported
People
Officers
1
Shareholders
2
Controllers (PSC)
2
Director • British • Lives in UK • Born in May 1969
Mr John Paul Lowe
PSC • British • Lives in UK • Born in May 1969
Mrs ANN Lowe
PSC • British • Lives in England • Born in Jul 1966
Shareholders, PSCs & Group Structure
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Mutual Companies
Nestoak Sfa Ltd
John Paul Lowe is a mutual person.
Active
Nestoak Finance Limited
John Paul Lowe is a mutual person.
Active
Brands
Sterling Financial Advice Ltd
Sterling Financial Advice Ltd provides face-to-face financial advice, focusing on the financial needs of individuals who have created or need to raise capital, as well as those requiring protection planning against loss or taxation.
Financials
Net Assets, Total Assets & Total Liabilities (2022–2024)
Period Ended
31 Jul 2024
For period 31 Jul31 Jul 2024
Traded for 12 months
Cash in Bank
£69.82K
Decreased by £83.12K (-54%)
Turnover
Unreported
Same as previous period
Employees
9
Same as previous period
Total Assets
£1.05M
Decreased by £86.66K (-8%)
Total Liabilities
-£564.43K
Decreased by £239.01K (-30%)
Net Assets
£481.91K
Increased by £152.35K (+46%)
Debt Ratio (%)
54%
Decreased by 16.97% (-24%)
Latest Activity
Confirmation Submitted
3 Days Ago on 11 Nov 2025
Full Accounts Submitted
9 Months Ago on 13 Feb 2025
Confirmation Submitted
11 Months Ago on 2 Dec 2024
Full Accounts Submitted
1 Year 8 Months Ago on 1 Mar 2024
Accounting Period Shortened
1 Year 9 Months Ago on 2 Feb 2024
Confirmation Submitted
1 Year 11 Months Ago on 14 Dec 2023
Dormant Accounts Submitted
2 Years 1 Month Ago on 29 Sep 2023
Confirmation Submitted
2 Years 11 Months Ago on 22 Nov 2022
Ann Lowe (PSC) Appointed
3 Years Ago on 31 Oct 2022
Darren James Smith Resigned
3 Years Ago on 31 Oct 2022
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Documents
Confirmation statement made on 11 November 2025 with no updates
Submitted on 11 Nov 2025
Total exemption full accounts made up to 31 July 2024
Submitted on 13 Feb 2025
Confirmation statement made on 22 November 2024 with no updates
Submitted on 2 Dec 2024
Total exemption full accounts made up to 31 July 2023
Submitted on 1 Mar 2024
Previous accounting period shortened from 31 December 2023 to 31 July 2023
Submitted on 2 Feb 2024
Confirmation statement made on 22 November 2023 with no updates
Submitted on 14 Dec 2023
Accounts for a dormant company made up to 31 December 2022
Submitted on 29 Sep 2023
Certificate of change of name
Submitted on 4 Jan 2023
Notification of Ann Lowe as a person with significant control on 31 October 2022
Submitted on 22 Nov 2022
Confirmation statement made on 22 November 2022 with updates
Submitted on 22 Nov 2022
Repayment History
Understand how businesses repay their debts and see how they're performing year‐on‐year