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Wescot Credit Services Limited

Wescot Credit Services Limited is an active company incorporated on 28 July 1983 with the registered office located in Saltcoats, Ayrshire and Arran. Wescot Credit Services Limited was registered 42 years ago.
Status
Active
Active since incorporation
Company No
SC084131
Private limited company
Scottish Company
Age
42 years
Incorporated 28 July 1983
Size
Large
Balance sheet is over £27M
Over 250 employees
Confirmation
Submitted
Dated 10 September 2025 (1 month ago)
Next confirmation dated 10 September 2026
Due by 24 September 2026 (11 months remaining)
Last change occurred 6 years ago
Accounts
Submitted
For period 1 Jan ⟶ 31 Dec 2024 (1 year)
Accounts type is Full
Next accounts for period 31 December 2025
Due by 30 September 2026 (11 months remaining)
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Contact Update Details
Address
Kyleshill House
Glencairn Street
Saltcoats
Ayrshire
KA21 5JT
Same address for the past 17 years
Telephone
01482590500
Email
Available in Endole App
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People
Officers
6
Shareholders
1
Controllers (PSC)
1
Mr Paul Jenkins
Director • British • Lives in England • Born in Nov 1969
Jonathan Andrew Graham
Director • British • Lives in England • Born in May 1969
Mr John Yung
Director • Ceo • Brazilian,american • Lives in United States • Born in Apr 1965
Mrs Lynn Wendy Cruickshanks
Director • Chief Operating Officer • British • Lives in Scotland • Born in Jun 1967
Mr Andrew Robert Punch
Director • British • Lives in England • Born in Mar 1960
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Shareholders, PSCs & Group Structure
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Mutual Companies
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Jonathan Andrew Graham and Mr Paul Jenkins are mutual people.
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Apex Credit Management Limited
Jonathan Andrew Graham and Mr Paul Jenkins are mutual people.
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Marlin Capital Europe Limited
Jonathan Andrew Graham and Mr Paul Jenkins are mutual people.
Active
Cabot Credit Management Group Limited
Jonathan Andrew Graham and Mr Paul Jenkins are mutual people.
Active
Wescot Acquisitions Limited
Mr Paul Jenkins and Jonathan Andrew Graham are mutual people.
Active
Wescot Topco Limited
Mr Paul Jenkins and Jonathan Andrew Graham are mutual people.
Active
MFS Portfolio Limited
Jonathan Andrew Graham and Mr Paul Jenkins are mutual people.
Active
See All Mutual Companies
Brands
Wescot Credit Services Limited
Wescot Credit Services Limited is a debt collection agency that assists individuals in creating repayment plans based on their financial situations.
Financials
Net Assets, Total Assets & Total Liabilities (2016–2024)
Period Ended
31 Dec 2024
For period 31 Dec ⟶ 31 Dec 2024
Traded for 12 months
Cash in Bank
£3.74M
Decreased by £1.96M (-34%)
Turnover
£39.64M
Increased by £2.35M (+6%)
Employees
874
Decreased by 175 (-17%)
Total Assets
£121.99M
Increased by £6.58M (+6%)
Total Liabilities
-£41.12M
Increased by £18.9M (+85%)
Net Assets
£80.86M
Decreased by £12.33M (-13%)
Debt Ratio (%)
34%
Increased by 14.46% (+75%)
See 10 Year Full Financials
Latest Activity
Confirmation Submitted
1 Month Ago on 10 Sep 2025
Full Accounts Submitted
2 Months Ago on 26 Aug 2025
Mrs Lucy Marie Bassett Appointed
1 Year Ago on 2 Oct 2024
Confirmation Submitted
1 Year 1 Month Ago on 11 Sep 2024
Full Accounts Submitted
1 Year 2 Months Ago on 16 Aug 2024
Full Accounts Submitted
2 Years Ago on 9 Oct 2023
Confirmation Submitted
2 Years 1 Month Ago on 19 Sep 2023
Amanda Fraser Resigned
2 Years 1 Month Ago on 31 Aug 2023
Mr John Yung Appointed
2 Years 3 Months Ago on 10 Jul 2023
Craig Anthony Buick Resigned
2 Years 4 Months Ago on 23 Jun 2023
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Documents
Confirmation statement made on 10 September 2025 with no updates
Submitted on 10 Sep 2025
Full accounts made up to 31 December 2024
Submitted on 26 Aug 2025
Appointment of Mrs Lucy Marie Bassett as a secretary on 2 October 2024
Submitted on 2 Oct 2024
Confirmation statement made on 10 September 2024 with no updates
Submitted on 11 Sep 2024
Full accounts made up to 31 December 2023
Submitted on 16 Aug 2024
Full accounts made up to 31 December 2022
Submitted on 9 Oct 2023
Confirmation statement made on 10 September 2023 with no updates
Submitted on 19 Sep 2023
Termination of appointment of Amanda Fraser as a director on 31 August 2023
Submitted on 1 Sep 2023
Appointment of Mr John Yung as a director on 10 July 2023
Submitted on 10 Jul 2023
Termination of appointment of Craig Anthony Buick as a director on 23 June 2023
Submitted on 26 Jun 2023
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Repayment History
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