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Fluent Mortgages Limited

Fluent Mortgages Limited is an active company incorporated on 11 October 2006 with the registered office located in Bolton, Greater Manchester. Fluent Mortgages Limited was registered 18 years ago.
Status
Active
Active since incorporation
Company No
05962939
Private limited company
Age
18 years
Incorporated 11 October 2006
Size
Micro
Turnover is under £1M
Balance sheet is under £500,000
Under 10 employees
Confirmation
Submitted
Dated 13 November 2024 (9 months ago)
Next confirmation dated 13 November 2025
Due by 27 November 2025 (2 months remaining)
Last change occurred 4 years ago
Accounts
Due Soon
For period 1 Jan31 Dec 2023 (12 months)
Accounts type is Small
Next accounts for period 31 December 2024
Due by 30 September 2025 (23 days remaining)
Contact
Address
102 Rivington House Chorley New Road
Horwich
Bolton
BL6 5UE
England
Same address for the past 6 years
Telephone
01204 899500
Email
Unreported
People
Officers
7
Shareholders
1
Controllers (PSC)
1
Director • French • Lives in England • Born in Dec 1980
Director • Chief Financial Officer • British • Lives in England • Born in Oct 1971
Director • Deputy Chief Executive Officer • British • Lives in UK • Born in Aug 1969
Director • British • Lives in England • Born in Sep 1966
Director • British • Lives in UK • Born in Aug 1973
Shareholders, PSCs & Group Structure
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Mutual Companies
Fluent Money Limited
Emilie Nadia Marcelline Burgaud McCarthy, Mr Simon Andrew Moore, and 4 more are mutual people.
Active
Fluent Loans Limited
Emilie Nadia Marcelline Burgaud McCarthy, Mr Simon Andrew Moore, and 4 more are mutual people.
Active
The Fluent Money Group Limited
Emilie Nadia Marcelline Burgaud McCarthy, Mr Simon Andrew Moore, and 4 more are mutual people.
Active
Project Finland Topco Limited
Emilie Nadia Marcelline Burgaud McCarthy, Mr Simon Andrew Moore, and 4 more are mutual people.
Active
Project Finland Bidco Limited
Emilie Nadia Marcelline Burgaud McCarthy, Mr Simon Andrew Moore, and 4 more are mutual people.
Active
Fluent Mortgages Horwich Ltd
Emilie Nadia Marcelline Burgaud McCarthy, Mr Timothy Allen Wheeldon, and 3 more are mutual people.
Active
Mortgage Advice Bureau Limited
Emilie Nadia Marcelline Burgaud McCarthy, Lucy Claire Tilley, and 2 more are mutual people.
Active
Mortgage Talk Ltd
Lucy Claire Tilley, Peter Christopher Steven Brodnicki, and 2 more are mutual people.
Active
Financials
Net Assets, Total Assets & Total Liabilities (2014–2023)
Period Ended
31 Dec 2023
For period 31 Dec31 Dec 2023
Traded for 12 months
Cash in Bank
£8K
Decreased by £690.03K (-99%)
Turnover
£147K
Decreased by £6.29M (-98%)
Employees
7
Decreased by 198 (-97%)
Total Assets
£5.22M
Increased by £1.97M (+60%)
Total Liabilities
-£5.23M
Increased by £1.91M (+57%)
Net Assets
-£4K
Increased by £59.66K (-94%)
Debt Ratio (%)
100%
Decreased by 1.88% (-2%)
Latest Activity
Confirmation Submitted
9 Months Ago on 13 Nov 2024
Confirmation Submitted
10 Months Ago on 5 Nov 2024
Small Accounts Submitted
10 Months Ago on 12 Oct 2024
Fabien Benjamin Holler Resigned
1 Year 2 Months Ago on 30 Jun 2024
Ms Emilie Nadia Marcelline Burgaud Mccarthy Appointed
1 Year 2 Months Ago on 19 Jun 2024
Lucy Claire Tilley Resigned
1 Year 3 Months Ago on 7 Jun 2024
Small Accounts Submitted
1 Year 8 Months Ago on 22 Dec 2023
Kevin Hindley Resigned
1 Year 9 Months Ago on 27 Nov 2023
Confirmation Submitted
1 Year 10 Months Ago on 1 Nov 2023
Confirmation Submitted
1 Year 10 Months Ago on 13 Oct 2023
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Documents
Second filing for the notification of Fluent Motgages Ltd as a person with significant control
Submitted on 11 Aug 2025
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Submitted on 9 Jul 2025
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Submitted on 14 Apr 2025
Confirmation statement made on 13 November 2024 with no updates
Submitted on 13 Nov 2024
Confirmation statement made on 1 November 2024 with no updates
Submitted on 5 Nov 2024
Accounts for a small company made up to 31 December 2023
Submitted on 12 Oct 2024
Termination of appointment of Fabien Benjamin Holler as a secretary on 30 June 2024
Submitted on 15 Aug 2024
Appointment of Ms Emilie Nadia Marcelline Burgaud Mccarthy as a director on 19 June 2024
Submitted on 27 Jun 2024
Termination of appointment of Lucy Claire Tilley as a director on 7 June 2024
Submitted on 14 Jun 2024
Accounts for a small company made up to 31 December 2022
Submitted on 22 Dec 2023
Repayment History
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