Meet
Features
Solutions
Pricing
Sales Intelligence
Qualify prospects and connect with decision makers effortlessly
Research Companies & Directors
Make important decisions with absolute confidence
Create B2B Marketing Lists
Target and reach more of your ideal prospects than ever
Monitor Risks & Opportunities
Be the first to learn about changes in the companies that matter
Cleanse Your B2B Database
Instantly transform old records into new opportunities
Perform KYC Checks
Completely understand who you're working with
Discover New Businesses
Identify and connect with new companies as soon as they register
Company Credit Reports
See how companies are performing year–on–year and explore their debts
UPGRADE
Contact
Credit Report
Financials
People
Ownership
Latest Activity
Mutual Companies
Documents
Repayment History
Fluent Mortgages Horwich Ltd
Fluent Mortgages Horwich Ltd is an active company incorporated on 24 May 2022 with the registered office located in Bolton, Greater Manchester. Fluent Mortgages Horwich Ltd was registered 3 years ago.
Watch Company
Status
Active
Active since
incorporation
Company No
14127588
Private limited company
Age
3 years
Incorporated
24 May 2022
Size
Micro
Balance sheet is under
£500,000
Under
10 employees
Confirmation
Submitted
Dated
13 November 2024
(11 months ago)
Next confirmation dated
13 November 2025
Due by
27 November 2025
(1 month remaining)
No changes
occurred since incorporation
Accounts
Submitted
For period
1 Jan
⟶
31 Dec 2024
(1 year)
Accounts type is
Audit Exemption Subsidiary
Next accounts for period
31 December 2025
Due by
30 September 2026
(11 months remaining)
Learn more about Fluent Mortgages Horwich Ltd
Contact
Update Details
Address
102 Rivington House Chorley New Road
Horwich
Lancashire
BL6 5UE
United Kingdom
Same address since
incorporation
Companies in BL6 5UE
Telephone
01204 899500
Email
Unreported
Website
Fluentmoney.co.uk
See All Contacts
People
Officers
6
Shareholders
1
Controllers (PSC)
1
Benjamin David Thompson
Director • Deputy Chief Executive Officer • British • Lives in England • Born in Aug 1969
Peter Christopher Steven Brodnicki
Director • Chief Executive Officer • British • Lives in UK • Born in May 1962
Emilie Nadia Marcelline Burgaud McCarthy
Director • French • Lives in England • Born in Dec 1980
Lucy Claire Tilley
Director • Chief Financial Officer • British • Lives in England • Born in Oct 1971
Mr Timothy Allen Wheeldon
Director • British • Lives in England • Born in Sep 1966
See Key People
Shareholders, PSCs & Group Structure
See who truly controls a company with full PSC, Shareholder, and Group Structure exploration
See All Shareholders, PSCs & Group Structure
Mutual Companies
Fluent Mortgages Limited
Mr Timothy Allen Wheeldon, Lucy Claire Tilley, and 3 more are mutual people.
Active
Fluent Money Limited
Mr Timothy Allen Wheeldon, Lucy Claire Tilley, and 3 more are mutual people.
Active
Fluent Loans Limited
Mr Timothy Allen Wheeldon, Lucy Claire Tilley, and 3 more are mutual people.
Active
The Fluent Money Group Limited
Mr Timothy Allen Wheeldon, Lucy Claire Tilley, and 3 more are mutual people.
Active
Project Finland Topco Limited
Mr Timothy Allen Wheeldon, Lucy Claire Tilley, and 3 more are mutual people.
Active
Project Finland Bidco Limited
Mr Timothy Allen Wheeldon, Lucy Claire Tilley, and 3 more are mutual people.
Active
Mortgage Advice Bureau Limited
Lucy Claire Tilley, Peter Christopher Steven Brodnicki, and 2 more are mutual people.
Active
Mortgage Talk Ltd
Lucy Claire Tilley, Peter Christopher Steven Brodnicki, and 2 more are mutual people.
Active
See All Mutual Companies
Brands
Fluent Money®
Fluent Money® is a broker in the UK that provides advice on various financial products.
Financials
Net Assets, Total Assets & Total Liabilities (2022–2024)
Period Ended
31 Dec 2024
For period
31 Dec
⟶
31 Dec 2024
Traded for
12 months
Cash in Bank
£219K
Increased by £6K (+3%)
Turnover
£7.46M
Decreased by £151K (-2%)
Employees
4
Decreased by 1 (-20%)
Total Assets
£1.06M
Decreased by £1.69M (-61%)
Total Liabilities
-£4.31M
Decreased by £578K (-12%)
Net Assets
-£3.25M
Decreased by £1.11M (+52%)
Debt Ratio (%)
406%
Increased by 228.87% (+129%)
See 10 Year Full Financials
Latest Activity
Subsidiary Accounts Submitted
20 Days Ago on 2 Oct 2025
Confirmation Submitted
11 Months Ago on 13 Nov 2024
Confirmation Submitted
11 Months Ago on 5 Nov 2024
Subsidiary Accounts Submitted
11 Months Ago on 3 Nov 2024
Fabien Benjamin Holler Resigned
1 Year 3 Months Ago on 30 Jun 2024
Ms Emilie Nadia Marcelline Burgaud Mccarthy Appointed
1 Year 4 Months Ago on 18 Jun 2024
Lucy Claire Tilley Resigned
1 Year 4 Months Ago on 7 Jun 2024
Full Accounts Submitted
1 Year 10 Months Ago on 22 Dec 2023
Kevin Hindley Resigned
1 Year 11 Months Ago on 27 Nov 2023
Confirmation Submitted
1 Year 11 Months Ago on 1 Nov 2023
Get Alerts
Get Credit Report
Discover Fluent Mortgages Horwich Ltd's Credit Score, how much credit you can offer them, and how likely they are to repay you
See All Credit Score & Limits
Documents
Audit exemption subsidiary accounts made up to 31 December 2024
Submitted on 2 Oct 2025
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Submitted on 2 Oct 2025
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Submitted on 14 Apr 2025
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Submitted on 14 Apr 2025
Confirmation statement made on 13 November 2024 with no updates
Submitted on 13 Nov 2024
Confirmation statement made on 1 November 2024 with no updates
Submitted on 5 Nov 2024
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Submitted on 3 Nov 2024
Audit exemption subsidiary accounts made up to 31 December 2023
Submitted on 3 Nov 2024
Termination of appointment of Fabien Benjamin Holler as a secretary on 30 June 2024
Submitted on 15 Aug 2024
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Submitted on 7 Aug 2024
Explore All Documents
Repayment History
Understand how businesses repay their debts and see how they're performing year‐on‐year
See All Charges & CCJs